NMHML Lending Blog & News

New Mexico private, hard money loans are a just tool. They help with real estate projects but are different from traditional loans. They are faster, simpler, and focus on property value. They do not focus on credit scores. This makes them useful for many investors. I will explain how the hard money lending process works. I will give examples and share tips to help you use these loans better. What Is the Hard Money Lending Process? The hard money lending process is straightfor

We’ve all been there. You find the perfect opportunity. The numbers work, the timing is right, and you’re ready to move. You go to a traditional lender, and what happens? The interrogation begins. They ask for your P&Ls. Then they ask for three years of tax returns. Then they ask for an explanation of a $50 deposit you made in 2019. It feels less like a partnership and more like an audit. The Traditional Lending Trap The sad truth is that traditional banks are designed to mit